Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a house in Gotham?

Unless a prior acquisition of the premises completed after 12 October 2013 you could assume that conveyancing practitioners handling conveyancing in Gotham to remain encouraging a chancel search and or chancel repair liability policy.

How does conveyancing in Gotham differ for newly converted properties?

Most buyers of new build premises in Gotham contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in Gotham tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Gotham or who has acted in the same development.

Over the last few months I have been searching for a ground for flat up to £195,000 and identified one near me in Gotham I like with amenity areas and railway links in the vicinity, however it only has 52 remaining years left on the lease. I can't really find anything else in Gotham in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

My husband and I are new on the property ladder - agreed a price, yet the estate agent informed us that the seller will only proceed if we appoint their preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor with experience of conveyancing in Gotham

We suspect that the owner is not behind this requirement. Should the owner require ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Contact the sellers directly and make sure they comprehend that (a)you are serious buyers (b)you are ready to go, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your preferred Gotham conveyancing solicitors - not the ones that will earn their estate agent a kickback or achieve conveyancing thresholds pre-set by head office.

I need to find a bank panel solicitor in Gotham. Could you help me?

It is not clear why you need a Gotham panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Gotham are on their panel . If you do find such a firm in Gotham not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site