We are purchasing a house in Clifton Village. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to send our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We are getting the release of further monies on our home loan from Lloyds as we wish to conduct improvements to our home in Clifton Village. Are we obliged to appoint a bricks and mortar Clifton Village solicitor on the Lloyds conveyancing panel to handle the paperwork?

Lloyds don't usually instruct firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.

After weeks of negotiation I have agreed a price on a house in Clifton Village. My financial adviser recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the solicitor called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I purchased my apartment on 2 January and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Clifton Village advises it will be recorded in less than a month. Are titles in Clifton Village uniquely lengthy to register?

There is nothing unique about conveyancing in Clifton Village registration formalities. Rather than based on location, timescales can differ subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any interested persons or bodies. At present in the region of three quarters of such applications are fully dealt with within 12 days but some can be subject to longer delays. Historically registration is effected once the purchaser has moved in to the property thus 'speed' is not always top priority yet where it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.

I opted to have a survey carried out on a property in Clifton Village prior to instructing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may not give a mortgage on a flying freehold property.

It depends who your proposed lender is. HSBC has different requirements from Halifax. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clifton Village. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to retain a conveyancing solicitor for sale conveyancing in Clifton Village. I happened to land on a site which looks to be the ideal answer If there is a chance to get all the legals done via email that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My partner and I have AIP from Nottingham Building Society who have advised that they will loan up to £350k. At what point do I need to instruct a practitioner for conveyancing? Clifton Village is where we plan to move to.

It would be wise to instruct a conveyancing practitioner now so that the conveyancer can open the file so they can conduct the ID checks etc. Once you wish them to commence work you will be asked for a deposit usually approximately £225. That would normally be once you have the mortgage offer and survey report, nevertheless if you wish to expedite matters you can start quicker even though you may be risking some expense.