I need some fast conveyancing in Wadhurst as I am under pressure to exchange contracts inside 2 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save money and time?

If.Given you are not taking a home loan you are at liberty not to do searches although no solicitor would recommend that you don't. With plenty of history conveyancing in Wadhurst the following are examples of what can be revealed and adversely affect future mortgageability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...

I am purchasing a new build house in Wadhurst benefiting from help to buy. The sellers refused to move on the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not reveal to my solicitor about this deal as it will adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a house in Wadhurst before appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some lenders will refuse to give a mortgage on this type of property.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wadhurst. Conveyancing will be smoother if you use a solicitor in Wadhurst especially if they are accustomed to such properties in Wadhurst.

My husband and I are FTB’s - agreed a price, but the estate agent informed us that the owners will only go ahead if we instruct the agent's chosen lawyers as they want a ‘quick sale’. We would rather use a local solicitor with experience of conveyancing in Wadhurst

It is highly unlikely the owners are driving this. Should the seller desire ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and explain that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you intend to use your preferred Wadhurst conveyancing solicitors - not the ones that will give their negotiator at the agency a commission or achieve conveyancing thresholds pre-set by HQ.

Having had my offer accepted I require leasehold conveyancing in Wadhurst. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

Assuming the lease is registered - and 99.9% are in Wadhurst - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Wadhurst Leasehold Conveyancing - Examples of Questions you should ask before buying

Plenty Wadhurst leasehold apartments will be liable to pay a service charge for the upkeep of the building levied by the management company. Where you buy the property you will have to pay this contribution, usually in instalments during the year. This may be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. There will also be a ground rent for you to pay yearly, this is usually not a significant sum, say around £50-£100 but you should to enquire it because on occasion it could be many hundreds of pounds. Where a Wadhurst lease has less than 80 years it will impact the salability of the apartment. It is worth checking with your lender that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely require a lease extension sooner rather than later and you need to have some idea of what this would cost. For most Wadhurstlease extensions you will be required to have owned the property for 24 months in order to be eligible to extend the lease. How many years are left on the lease?