Having sold my house in Pevensey last February but the buyer keeps whats apping daily to say her conveyancer needs to hear from mine. What are the post completion sale legalities now that I have sold?

After completion of your house sale your lawyer is obliged to deliver the transfer deeds and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also evidence that the home loan has been repaid to the purchasers solicitors. There are no post completion steps unique to conveyancing in Pevensey.

Can I be sure that the Pevensey conveyancing solicitor on the Nottingham panel is any good?

When it comes to conveyancing in Pevensey seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your transaction.

My husband and I have organised the release of further funds on our mortgage from Virgin Money as we want to conduct renovations to our home in Pevensey. Are we obliged to choose a bricks and mortar Pevensey solicitor on the Virgin Money conveyancing panel to deal with the legals?

Virgin Money do not ordinarily instruct a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.

It is not clear whether my mortgage offer requires a lease extension. I have called into my local Pevensey bank branch on various occasions and was informed it wasn't a problem and they will lend. My Pevensey conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the lawyer is on the bank panel, they must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

Due to the encouragement of my in-laws I had a survey completed on a property in Pevensey ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will not grant a loan on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pevensey. Conveyancing will be smoother if you use a solicitor in Pevensey especially if they are acquainted with such properties in Pevensey.

I've recently bought a leasehold property in Pevensey. Am I liable to pay service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Pevensey Leasehold Conveyancing - A selection of Queries before Purchasing

It would be wise to find out as much as possible regarding the managing agents as they can either make your life much simpler or problematic. As the proprietor of a leasehold property you are frequently in the clutches of the managing agents both financially and when it comes to every day issues such as the cleanliness of the common parts. Don't be shy to ask other tenants if they are happy with their management. Finally, find out the dates that the maintenance charges are due to the relevant party and specifically what it includes. Where a Pevensey lease has less than eighty years it will have adverse implications on the marketability of the property. Check with your bank that they are happy with the length of the lease. Leases with less than 80 years remaining means that you will most likely require a lease extension at some point and it is worth discovering what this would cost. For most Pevenseylease extensions you would be be obliged to have owned the property for two years before you are entitled to extend the lease. This information is helpful as a) areas can result in problems for the building as the communal areas may start to deteriorate if services are not paid for b) if the leaseholders have a dispute with the managing agents you will wish to have full disclosure

I have been recommended a conveyancing solicitor in Pevensey. I need to find out if they are on the bank's conveyancing panel. Can you or the lender confirm if they are on the panel?

One option is to phone your conveyancer to check if they are on the bank's approved list. If that does not help get in touch with us and we can investigate and revert. If they are not on the lender panel we can certainly arrange a quality conveyancing solicitor in Pevensey on the approved list for your lender.