We are acquiring our first home. Our conveyancer has calledto check if we would like to order extra conveyancing searches. We are really unsure what's necessary for conveyancing in Bitterne
The quantity and type of Bitterne conveyancing searches should be triggered based primarily on the property, the location, the probability of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What is important is that you properly appreciate what information the searches could supply. Then you can make a decision if you consider that you need that information. Where you are uncertain, ask your lawyer to advise.
A relative advised me that in purchasing a property in Bitterne there may be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
We are aware of a number of properties in Bitterne which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Bitterne should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have a mortgage agreed in principle with Co-operative. Bitterne conveyancing solicitors are appointed. How long does it take for Co-operative to issue the offer to the solicitor?
Some lenders take longer than others. Have Co-operative done the survey? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My partner and I are in the process of looking at houses in Bitterne and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a mortgage with Aldermore.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
I opted to have a survey done on a property in Bitterne in advance of appointing solicitors. I have been informed that there is a flying freehold element to the house. The surveyor advised that some banks tend not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bitterne. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I am about to part with over three hundred thousand on a terraced house in Bitterne I wish to talk to a conveyancer concerning thehouse move before appointing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your conveyancing in Bitterne.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Bitterne should be the figure that you are charged.
What can I do where I am not happy with the solicitor who carried out our conveyancing in Bitterne?
Occasionally the level of service you receive is not as you expect, and unfortunately sometimes matters do not go as planned. However there is recourse if you were unhappy with your conveyancing in Bitterne. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.