Finally, a mortgage agreement from Nationwide for the remortgage of my single room maisonette is coming by the end of next week. Could you suggest a low cost conveyancing law firm in Gillingham?
You have arrived at the wrong place to search for the lowest fares for conveyancing in Gillingham. Our aim is to provide affordable conveyancing but we do not work with the cheapest lawyers. Resist the temptation to appoint organisations enticing you with ninety nine pound conveyancing in Gillingham. In your best case scenario, in deciding on cheap conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in additional fees and still not get the service expected.
I have just over seventy years unexpired on my lease and require a lease extension for my flat in Gillingham. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/1/2025 the requirements read as follows :
My uncle advised me that in purchasing a property in Gillingham there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Gillingham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Gillingham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Are all Gillingham Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved practices?
A selection of banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
I am currently in the process of buying my council flat in Gillingham. I have a mortgage offer with Clydesdale. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
A friend advised me that if I am purchasing in Gillingham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Gillingham conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Gillingham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Gillingham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Gillingham Education with plans and statistics, Local Amenities and other useful data concerning Gillingham.
How does conveyancing in Gillingham differ for newly converted properties?
Most buyers of new build or newly converted property in Gillingham contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Gillingham usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Gillingham or who has acted in the same development.