We see that you have a post code search directory listing firms on the Skipton conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in East Barming?

We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in East Barming.

I am currently in the process of buying my council flat in East Barming. I have a mortgage agreed with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.

I have a mortgage with Principality for my property in East Barming. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?

Principality must be informed of your intention in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel solicitor.

RBS have agreed my mortgage in principle, my offer on a house in East Barming has been accepted, what happens next?

Your property agent will wish to know who your solicitors are (ensure that the property lawyers are on the bank’s panel). Telephone RBS or the financial adviser and finish off any appropriate forms. RBS will appoint a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to take place. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. RBS will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in East Barming.

Due to the guidance of my in-laws I had a survey completed on a house in East Barming prior to retaining lawyers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some banks will refuse to grant a loan on such a home.

It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in East Barming. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in East Barming to see if the conveyancing will be more expensive.

My company is intending to lease a unit on the high street. Can you recommend conveyancers offering competitive fees for non-domestic conveyancing in East Barming for below 1500k?

We can recommend firms who host a wealth of experience of commercial conveyancing in East Barming, including the disposal and purchase of businesses as well as simply premises. Whether you are looking to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. Regarding the fees this will depend on the structure and complexity of the proposed transaction. Let us have your details or email us so that we may provide you with a detailed commercial conveyancing quote.

I’m about to sell my ground floor flat in East Barming. Conveyancing is yet to be initiated, however I have recently received a quarterly maintenance charge demand – what should I do?

Your conveyancing lawyer is likely to suggest that you should pay the service charge as usual given that all rents and service payments should be allotted on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I invested in buying a studio flat in East Barming, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Equivalent flats in East Barming with an extended lease are worth £175,000. The average or mid-range amount of ground rent is £65 levied per year. The lease runs out on 21st October 2082

With 58 years left to run we estimate the premium for your lease extension to be between £23,800 and £27,400 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.