Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Chatham so that I can attend their offices if necessary.
As opposed to 15 years ago, most banks no longer need their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest advantages to instructing a local practitioner, in your case a conveyancing solicitor in Chatham.
I bought my home on 2 May and my personal details is not yet registered. Should I be concerned? My conveyancing solicitor in Chatham said it would be formalised in less than a month. Are titles in Chatham uniquely lengthy to register?
As far as conveyancing in Chatham registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ according to who lodges the application, whether there are errors and if the Land registry must send notices to any third persons or bodies. As of today approximately 80% of submission are fully dealt with within 12 days but occasionally there can be extensive delays. Registration is effected once the purchaser is living at the property thus an expedited registration is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.
I am looking for a flat up to £305k and identified one round the corner in Chatham I like with a park and railway links nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in Chatham suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a mortgage that many years will be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
In my capacity as executor for the will of my uncle I am disposing of a house in Neath but I am based in Chatham. My solicitor (who is 300 miles from mehas requested that I execute a statutory declaration prior to completion. Could you suggest a conveyancing practitioner in Chatham to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Chatham
I have today placed an offer on a leasehold flat in Chatham and the estate agent that we are using recommended his solicitor. They quoted £1000 excluding VAT and disbursements. Does this sound expensive?
Don't just go on a single estimate. You should seek like-for-like quotes for your conveyancing in Chatham. Then choose one that you trust and just as important, is on the approved list of the mortgage company that you have applied for a mortgage from.