We were about to choose a conveyancing solicitor in West Molesey found using your comparison tool but stumbled across some other fee calculations via the web look less pricey – how come?
One can find plenty of conveyancing organisations advertising theoretically looks to be extremely cheap conveyancing in West Molesey. Our advice is to think twice as to how important this transaction is to you that want to be penny wise pound foolish concerning the standard of the legal work. Some embed fees well inside the terms and conditions. The conveyancers that we list for conveyancing in West Molesey neverdo this.
I am purchasing a semi-detached house in West Molesey. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in West Molesey you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in West Molesey.
The mortgage over my property is with RBS for my property in West Molesey. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?
You must advise RBS in advance of renting your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel solicitor.
I had an offer accepted on an apartment in West Molesey on 10/9/2024, valuation was booked 4 days later, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in West Molesey accepted, the owners do however have a dependent purchase. The sellers have put an offer on a property, however it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a local conveyancing solicitor in West Molesey. What should be my next step? When do I get the mortgage application with Kent Reliance started?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then survey, West Molesey conveyancing search fees, etc). The first course of action is to check that your solicitor is on the Kent Reliance approved list. Regarding the next phase this very much dictated by the circumstances of your transaction, desire for the property and on the state of the market. During a rising market some buyers will apply for a home loan with Kent Reliance and arrange for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with the conveyancing in West Molesey.
The deeds to my home can not be found. The lawyers who handled the conveyancing in West Molesey 10 years ago have long since closed. What are my next steps?
Assuming the title is registered the details of your ownership will be documented by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and get up to date copies of the property title for a small fee. If the title is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
As co-executor for the estate of my aunt I am selling a house in Cardiff but reside in West Molesey. My conveyancer (who is 200 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in West Molesey to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in West Molesey