I am getting a mortgage offer from Halifax. My intention is to instruct a Licensed Conveyancer in Hamworthy. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?

The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

I require conveyancing for an apartment in a relatively new development (seven years old) in Hamworthy. 95% of the appartments are already sold. Is it really necessary to order local searches for my conveyancing in Hamworthy?

You are putting yourself at risk in refusing to carrying out Hamworthy conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would strongly advise in the strongest possible terms that you have them. Where speed and price are primary concerns you should consider with your conveyancer about the option of search insurance

Do I have to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Hamworthy so that I can attend their offices if necessary.

These days approved lawyers for banks conduct the vast majority of communications via the post, internet or over the phone. This enables them to conduct the legal work for your home move regardless of where you live in England or Wales. However you can check if you have the option of attending the offices of your conveyancing lawyer if just in case this is required.

I have recently realised that I have Sixty One years remaining on my lease in Hamworthy. I need to get lease extension but my freeholder is absent. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to prove that you or your lawyers have made all reasonable attempts to find the lessor. In some cases an enquiry agent would be useful to try and locate and prepare a report which can be accepted by the court as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer both on investigating the landlord’s disappearance and the application to the County Court covering Hamworthy.

Leasehold Conveyancing in Hamworthy - Examples of Queries Prior to buying

Where a Hamworthy lease has less than eighty years it will have adverse implications on the marketability of the apartment. It is worth checking with your mortgage company that they are happy with the length of the lease. Leases with less than 80 years remaining means that you will most likely have to extend the lease at some point and you need to have some idea of what this would cost. Remember, in most cases you would be be obliged to have been the owner of the premises for two years in order to be entitled to extend the lease. This question is important as a) areas could cause problems for the block as the communal areas may start to deteriorate where maintenance remain unpaid b) if the tenants have an issue with the running of the building you will want to have all the details Is there a share of the freehold?

What can I do to find out who owns a house in Hamworthy?

Provided the premises is registered with HMLR, and you have enough specifics of the location of the premises, you should be able to view results from the HMLR of the registered owner for a fee.