It is is a decade since I acquired my home in Hamworthy. Conveyancing solicitors have recently been retained on the sale but I can't track down my title documents. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the lender or they may be in the possession of the conveyancers who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Hamworthy relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.

The deeds to our home are lost. The solicitors who conducted the conveyancing in Hamworthy 5 years ago are no longer around. Will I be able to sell the house?

As long as you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, find your property and obtain up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.

Just had an offer accepted on a new build apartment in Hamworthy. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Hamworthy

Please confirm the Lease plans are surveyor prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Hamworthy is the location of the property. What do you suggest?

Flying freeholds in Hamworthy are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hamworthy you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hamworthy may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Our lenders have just issued us with a mortgage offer. We have retained a reputable conveyancer in Hamworthy last week. Today, our broker phoned to advise us that the lender said that we cannot use our solicitor as they aren't on their panel. As FTB's, we did not have a clue that the bank had a say Is this legal?

You are permitted to instruct any lawyer you wish to use for your conveyancing in Hamworthy however if they are not on the your lender's panel you must pay additional cost so your bank can appoint their own solicitors as well to protect their interest. sometimes it is conceivable that your solicitor may apply to get added to the mortgage company list of approved firms. Do make the most of internet search facilities including lenderpanel.com to find a conveyancing solcitor in Hamworthy on the bank panel. You can go into your local bank branch in Hamworthy. They can recommend conveyancing solicitors in Hamworthy on the bank panel.