I was recommended to a conveyancer who has sent a quote for £1150 for fixed fee conveyancing in Lytchett Matravers. I’m hoping to downsize from a Georgian house for £225,000. Is this over the top? Is it in excess of the average fee for conveyancing in Lytchett Matravers?
The costs illustration is slightly on the high side. Where you are prepared to spend time scrutinising costs you could get the conveyancing a bit cheaper by say £100 plus VAT. That being said, you couldlive to regret opting for an an untested solicitor. Don't forget to check that the firm can represent your lender. Do make use of our search tool to locate a Lytchett Matravers conveyancing practice on the lender’s conveyancing panel which can often include conveyancing solicitors in Lytchett Matravers.
Should my lawyer be raising enquiries regarding flooding as part of the conveyancing in Lytchett Matravers.
The risk of flooding is if increasing concern for solicitors dealing with homes in Lytchett Matravers. There are those who acquire a house in Lytchett Matravers, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the purchaser.
Lawyers are not best placed to impart advice on flood risk, but there are a number of checks that may be undertaken by the buyer or by their solicitors which will give them a better appreciation of the risks in Lytchett Matravers. The standard property information forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the owner to discover if the premises has suffered from flooding. If the residence has been flooded in past which is not notified by the owner, then a purchaser may issue a claim for damages as a result of such an misleading response. The buyer’s conveyancers may also carry out an environmental report. This will indicate whether there is a recorded flood risk. If so, additional investigations should be made.
I decided to have a survey completed on a house in Lytchett Matravers in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some lenders may refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lytchett Matravers. Conveyancing may be slightly more expensive based on your lender's requirements.
In searching the web for the phrase on line conveyancing in Lytchett Matravers it shows results of numerous solicitorsin the area. How do I determine which is the right solicitor for my move?
The best method of finding the right conveyancer is through a trusted testimonial, so seek the counsel of colleagues and relatives who have bought a property in Lytchett Matravers or a local estate agent or mortgage broker. Fees for conveyancing in Lytchett Matravers vary, so it's a good idea to obtain a minimum of three quotes from different conveyancers. Dont forget to clarify what costs in the quote includes.
Am in the process of buying my 1st home in Lytchett Matravers. Conveyancing lawyer already instructed. The mortgage adviser advised that a survey is not necessary as the house was only constructed in 2001.
At the very least you should have a Home Buyer's Report. Given the premises was constructed over a decade ago the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be enough. They will highlight any apparent problems and recommend additional investigation where appropriate. Where there are any signs of problems get a comprehensive structural survey.