Is it necessary to pay for insurance to address the risk of chancel repairs when acquiring a house in Swanage?
Unless a prior acquisition of the property took place post 12 October 2013 you may expect solicitors conducting conveyancing in Swanage to remain recommending a chancel search and or insurance against a claim.
How does conveyancing in Swanage differ for new build properties?
Most buyers of new build or newly converted property in Swanage come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is built. This is because builders in Swanage usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Swanage or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Swanage in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks tend not give a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Swanage. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Swanage to see if the conveyancing will be more expensive.
Given that I am about to spend 450k on a two bedroom apartment in Swanage I wish to have a conversation with the lawyer concerning thetransaction prior to giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your property ownership legalities in Swanage.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Swanage should be the amount on the final invoice that you end up paying.
We're FTB’s - had an offer accepted, yet the property agent informed us that the vendor will only issue a contract if we use their chosen lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Swanage
We suspect that the owner is unaware of this requirement. Should the seller desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Try to communicate with the owners directly and explain that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you will continue to use your preferred Swanage conveyancing lawyers - not the ones that will earn the estate agent a referral fee or meet his conveyancing thresholds set by corporate headquarters.