I am getting a mortgage offer from Santander. My intention is to retain the legal services of a Licensed Conveyancer in Parkstone. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
What is the best way to check that the solicitor handling my conveyancing in Parkstone is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus spending £175.00 in further conveyancing charges.
Feel free to make the most of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Parkstone’ or your location and you will see a number of lawyer based in Parkstone or nearest you.
My husband and I have organised a further advance on our home loan from UBS as we wish to carry out improvements to our home in Parkstone. Are we obliged to choose a nearby Parkstone solicitor on the UBS conveyancing panel to handle the legals?
UBS do not ordinarily require firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS panel.
I recently had an offer agreed on a house in Parkstone. My mortgage broker recommended their conveyancers. I paid an advanced payment of £225. A couple of days later, the conveyancer called me to say that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer on a property in Parkstone has been accepted, but there is a chain. The vendors have put an offer on a flat, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Parkstone. What do I do now? When do I get the mortgage application with Virgin Money going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Parkstone conveyancing search fees, etc). The first thing to do is check that your conveyancing practitioner is on the Virgin Money approved list. Regarding the next steps this very much depends on the uniqueness of your transaction, desire for the property and on the state of the market. During a rising market the majority of buyers will apply for the mortgage with Virgin Money and arrange for the valuation and only if it comes back ok would they ask their solicitor to proceed with searches.
How does conveyancing in Parkstone differ for newly converted properties?
Most buyers of new build residence in Parkstone contact us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Parkstone tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Parkstone or who has acted in the same development.
In my capacity as executor for the estate of my grandfather I am selling a property in Monmouth but reside in Parkstone. My conveyancer (based 260 miles awayneeds me to sign a stat dec prior to completion. Could you suggest a conveyancing practitioner in Parkstone to attest this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are based in Parkstone