I am buying a ground floor flat in Bickley. My Conveyancer is not on the lender approved panel. Is it possible for me to use my Bickley conveyancing solicitor even though they are excluded from the lender panel?
You have a number of choices open to you here
- Carry on with your chosen Bickley lawyer but your bank will no doubt instruct a conveyancer on their approved list. The net result is additional fees together with potential interruption.
- Appoint a fresh property lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your solicitor to pull out all the stops to get accepted on the mortgage company panel of solicitors
Can your site be used to locate a Conveyancing solicitor in Bickley even if I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in Bickley with a mortgage from Platform Home Loans Ltd?
Our comparison service is mainly used to help choose domestic conveyancing solicitors in Bickley but we have listed towards the bottom of this page some Bickley commercial conveyancing firms. You should make contact with the solicitors directly to establish if they are also authorised to represent Platform Home Loans Ltd
Our lender has suggested solicitors on their panel based in Bickley but I would rather use a conveyancing lawyer in Bickley round the corner to me. Are you able to assist?
The minority of Bickley conveyancing solicitors are on all lender’s conveyancing panel. Do make use of the above find an approved solicitor tool to locate a Bickley conveyancing solicitor on the on the bank panel.
What will a local search reveal regarding the house we're buying in Bickley?
Bickley conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as PSG The local search is essential in every Bickley conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Bickley is where the house is located. Is there any advice you can give?
Flying freeholds in Bickley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bickley you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bickley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.