I am buying a property mortgage free in Seaview. I have resided for the previous dozen years in Seaview. Conveyancing searches are expensive. As I know the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a mortgage, then almost all of the Seaview conveyancing searches are optional. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but he has a professional duty to take that path of advice. Do bear in mind; if you are going to dispose of the house in the future, it will likely be be of importance to your future buyer what the searches contain. On occasion houses with apparent issues can still throw up detrimental search results. A competent conveyancing solicitor in Seaview should be able to give you some helpful advice in this regard.

Due to the input of my in-laws I had a survey completed on a property in Seaview prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will refuse to issue a mortgage on a flying freehold property.

It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Seaview. Conveyancing may be slightly more expensive based on your lender's requirements.

Do I need to be wary by estate agents that I am dealing with are encouraging me to use an online conveyancing firm rather than a High Street Seaview conveyancing practice?

As with many service providers, often input from family and friends can be most helpful. Nevertheless there are lots of players in a conveyancing matter; estate agents, financial adviser and lenders might all recommend solicitors to choose. Sometimes these lawyers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You are at liberty to choose your preferred conveyancer. You need to be aware that some banks have an approved list of solicitors you must use for the lender aspect of your transaction.

I wish to rent out my leasehold flat in Seaview. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for permission?

Your lease dictates relations between the landlord and you the leaseholder; specifically, it will say if subletting is banned, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no expres ban or restriction, subletting is allowed. The majority of leases in Seaview do not prevent strict prohibition on subletting – such a provision would undoubtedly devalue the flat. Instead, there is usually simply a requirement that the owner notifies the freeholder, possibly sending a copy of the tenancy agreement.

Leasehold Conveyancing in Seaview - Sample of Queries before buying

What is the the remaining lease term? Does the lease include onerous restrictions? Generally speaking the outlay for major works tend not to be incorporated into the service charges, although there some managing agents in Seaview obliged leaseholders to pay into a sinking fund and this is used to offset against larger repairs or maintenance.

As a tenant I am on the hook for a maintenance contribution for my appartment in Seaview. As a result of personal circumstances I slipped into arrears with remittance. I negotiated a payment plan but there is still a couple of outstanding at the current time.

I want to dispose of the property and I am worried this may hold me back if I have to settle the arrears first. I'd like to sell up and subsequently pay them back with the proceeds - is this achievable?

Your lawyer will hopefully be able to negotiate with the appropriate parties, with a new to seeing if they would accept payment out of the sale proceeds. Here is an example of why it is sensible to appoint a solicitor in Seaview as they are likely to enjoy a strong line of communication with the management company.