We were just about to sign contracts for a garden flat in Leyland. We have hit a snag. The mortgage offer with Norwich and Peterborough Building Society expires on 21/3/2025 but the owners are insisting on a completion date of 25/3/2025. Is it possible to extend the loan expiry date?

The person best placed to deal with your question is your conveyancer who will hopefully determine whether he or she is better off negotiating with the bank, seller’s lawyers, property agents or conceivably all three given what has happend in your house move as of today.

Me and my partner are buying a flat in Leyland. It might be a silly question but how we can trust a solicitor? On the day of competition we will need to send money into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Leyland

There are many registered licenced Conveyancers in Leyland and Solicitor practices in Leyland who provide Conveyancing services We would stress that both are regulated professionals specialising in the legal work in the home buying process. They may both also handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I have a mortgage with Principality for my property in Leyland. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?

Your original mortgage agreement with Principality will provide that you need their approval before letting out your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. You need not do this via a Principality conveyancing panel firm.

I am buying a new build flat in Leyland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Leyland

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

In my capacity as executor for the estate of my father I am disposing of a residence in Swansea but I am based in Leyland. My solicitor (approximately 250 miles awayneeds me to execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Leyland who can attest this legal document for me?

strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Leyland based

We are considering instructing a web based solicitor rather than a Leyland conveyancing firm. Am I making a mistake?

Advantages do exist in being able to attend a local Leyland conveyancing solicitor such as

• signing documents same day
• sometimes being able to speak to someone face-to-face can make a huge difference, particularly for non-standard transactions
• the ability to complain if matters go pear-shaped

When checking fees, look carefully for hidden extras. Most decent Leyland high street solicitors give an all-inclusive figure. Many online companies appear to offer low cost prices, but have burried 'extras' in the fine print.