In what way does my ID and proof of funds have anything to do with my conveyancing in Walton Le Dale? What am I being asked for?

It is indeed that case that these requests have nothing to do with conveyancing in Walton Le Dale. However these days you will not be able to complete any conveyancing process if you have not handing over proof of your identity. This usually takes the form of a either your passport or driving licence plus a bank statement. Remember if you are supplying your driving licence as proof of ID it must be both the paper section and photo card part, one is not satisfactory without the other.

Proof of your source of monies is mandated in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancing solicitor will need to have this information on file. Your Walton Le Dale conveyancing lawyer will require evidence of proof of funds prior to accepting any monies from you into their client account and they will also ask further questions regarding the origin of monies.

A friend advised me that in purchasing a property in Walton Le Dale there could be various restrictions prohibiting external changes to a property. Is this right?

There are a number of properties in Walton Le Dale which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Walton Le Dale should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

After much negotiation I have agreed a price on an apartment in Walton Le Dale. My financial adviser pressured me to appoint their lawyer. I paid an advanced payment of £200. A few days later, the solicitor contacted me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am selling my house. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nottingham are being pedantic. The Walton Le Dale solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have a semi-detached Edwardian property in Walton Le Dale. Conveyancing practitioner acted for me and Britannia. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Walton Le Dale and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing solicitor who conducted the work.

How simple is it to switch solicitor as I have to appoint a firm on the Alliance & Leicester conveyancing panel. I had appointed a high street conveyancing solicitor in Walton Le Dale five minutes from me but she is not approved by Alliance & Leicester

We will our best to assist in finding you a conveyancing solicitor in Walton Le Dale on the Alliance & Leicester panel. Please note that the law firms that we on the directory do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Walton Le Dale. Using the find a conveyancing solicitor tool on this site, you can compare fees for conveyancing solicitors in Walton Le Dale and throughout England and Wales.

We are about to complete on the purchase a property in Walton Le Dale but as a consequence of damage from the recent storms I have agreed reparation from the seller of £2k by way of a adjustment in the price. This was going to be dealt with as part of the conveyancing process yet the lender will not permit this. Should they have been involved?

Your property lawyer that is on the mortgage company conveyancing panel is duty bound to disclose to the lender of any changes to the purchase figure. In the event that you prohibit your lawyer to disclose the reduction to your lender then they would have to disinstructing themselves from acting for you and the bank.