Having sold my house in Pattingham last December but my buyer keeps e-mailing me to moan that her lawyer needs to hear from mine. What are the post completion sale formalities following completion?
Post completion of your disposal your lawyer should deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. Where appropriate, your solicitor should also confirm that the mortgage has been repaid to the purchasers conveyancers. There are no post completion tasks specific conveyancing in Pattingham.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who handled the conveyancing in Pattingham 10 years ago have long since closed. Will I be able to sell the house?
As long as the title is registered the information relating to your ownership will be held by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, locate your house and get current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I'm purchasing a new build house in Pattingham with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not disclose to my conveyancer about the side-deal as it would jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Pattingham ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will not give a loan on such a home.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pattingham. Conveyancing will be smoother if you use a solicitor in Pattingham especially if they are familiar with such properties in Pattingham.
Taking into account that I will soon spend £400,000 on a garden flat in Pattingham I wish to have a conversation with the solicitor concerning thehouse move prior to appointing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your property ownership legalities in Pattingham.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter reference. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Pattingham should be the figure that you end up paying.