I am buying a property for cash in Priorslee. I have been living for the last 15 years in Priorslee. Conveyancing searches are exorbitant. As I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then almost all of the Priorslee conveyancing searches are non-obligatory. Your lawyer will 'advise', no-doubt strongly, that you should have searches carried out, but he has a professional duty to do this. Do take into account; if you are going to dispose of the house in the future, it may be of interest to your future buyer what the searches determine. Sometimes houses with no practical issues can still reveal adverse search results. A good conveyancing solicitor in Priorslee should be able to give you some constructive guidance concerning this.
We had chosen conveyancing lawyers locally in Priorslee on the Kent Reliance solicitor panel. They have just invoiced me a further sum for handling the Kent Reliance mortgage. Is this an additional conveyancing fee set by Kent Reliance?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancer may charge a fee for this. This charge is not set by Kent Reliance but by your Priorslee conveyancing practitioner. Numerous firms on the Kent Reliance panel will levy ’dealing with mortgage’ fee but some firms include it on their overall fee.
I am buying a property in Priorslee. A rare aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Co-operative your lawyer must follow the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Co-operative. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and solicitors are required to report to Co-operative where a lease does not meet these provisions. The conditions relate to the installation of panels on properties countrywide and is not restricted to Priorslee.
I was told two weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Priorslee is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do commercial conveyancing searches reveal proposed roadworks that may impact a commercial estate in Priorslee?
Many commercial conveyancing solicitors in Priorslee will carry out a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Priorslee. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Priorslee.
For every commercial conveyancing transaction in Priorslee it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Priorslee commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Priorslee.
I used Action Conveyancing a few years ago for my conveyancing in Priorslee. I now require my file however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Priorslee of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am using a search engine for the phrase on line conveyancing in Priorslee it brings up many conveyancerslocally. With so much choice what is the best way to find the right conveyancer for me?
The best way of seeking the right conveyancer is via trusted recommendation, so ask friends and family who have acquired a property in Priorslee or a reputable estate agent or financial adviser. Costs for conveyancing in Priorslee differ, so it's advisable to secure at least three quotes from varying types of companies. Make sure that you know that the fees are fixed.