My wife and I buying a terrace house in Port Talbot. We would like to carry out an extension to the side at the house.Will legal conveyancing on the property include investigations to ascertain if these works were previously refused?
Your conveyancer will check the registered title as conveyancing in Port Talbot can occasionally identify restrictions in the title documents which restrict certain works or need the permission of a 3rd party. Many extensions need local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor ahead of any purchase.
Planning on purchasing a maisonette in Port Talbot. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Port Talbot solicitor is on the Barclays conveyancing panel.
Bank of Ireland have agreed my home loan in principle, my offer on a flat in Port Talbot has been accepted, what happens next?
The estate agent will wish to be advised as to your solicitor's details (make sure the lawyers are on the bank’s panel). Telephone Bank of Ireland or your broker and finalise any outstanding forms. Bank of Ireland will appoint a valuer who will get in touch with the estate agent or vendor to book a time for the valuation to occur. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. Bank of Ireland will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Port Talbot.
4 months have gone by since my purchase conveyancing in Port Talbot completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Taking into account that I will soon part with £400,000 on a garden flat in Port Talbot I would like to talk to a lawyer regarding thetransaction prior to giving the go ahead to the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your conveyancing in Port Talbot.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The law firms that we put you in touch with believe that the figure you are provided with for residential conveyancing in Port Talbot should be the figure that you are charged.
I am using a search engine for the phrase conveyancing in Port Talbot it brings up many conveyancersin the area. With so much choice what is the best way to find the right property lawyer for the sale of my house?
The ideal way of seeking the right conveyancer is via trusted recommendation, so enquire of friends and relatives who have purchased a property in Port Talbot or the respected estate agent or financial adviser. Charges for conveyancing in Port Talbot vary, so it's advisable to request a minimum of three estimates from varying types of property lawyers. Make sure that you clarify that the fees are fixed.
We had our mortgage approved on Tuesday with our bank. We appointed a local conveyancer in Port Talbot last week. This morning, our mortgage adviser phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As novices, we had no idea that the bank had some control over our choice Is this permitted?
You are at liberty to instruct any conveyencer you want to select including the said conveyancer in Port Talbot nevertheless if they are not on the your lender's approved list you must pay additional cost so your lender can retain their own conveyancer too. sometimes it is possible your solicitor may apply to get added to the lender list of approved firms. You can use web-based tools such as lenderpanel.com to find a conveyancing solcitor in Port Talbot on the mortgage company panel. You can go into your high street mortgage company branch in Port Talbot. They will know some good conveyancing solicitors in Port Talbot on the mortgage company panel.