I'm in the process of transferring my domestic mortgage to a BTL Skipton Building Society mortgage. The bank has said that I require a solicitor as part of the process. I got in contact with my previous Port Talbot conveyancing firm who dealt with the legals when I initially acquired the premises. The costs illustration e-mailed to me of £500 is an eye-watering amount to do this as its a refinance than a sale or purchase.
The estimate does seem a tad overpriced. Where you are prepared to expend time scrutinising prices you may be able to decrease the fees slightly by perhaps a hundred pounds. That being said, assuming were happy with the legal work the firm offered you maylive to rue opting for an an untested solicitor. Remember to ensure that the solicitor can act for Skipton Building Society. You can use our search tool to find a Port Talbot conveyancing firm on the Skipton Building Society approved list of lawyers, which can often include conveyancing solicitors in Port Talbot.
We are downsizing from our property in Port Talbot and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an online conveyancing practice rather than a conveyancing solicitor in Port Talbot. Having lived in Port Talbot for six years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who conducted the conveyancing in Port Talbot 5 years ago are no longer around. What are my options?
Assuming the title is registered the information relating to your proprietorship will be evidenced by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, find your property and order up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be obtained for a small fee.
I decided to have a survey completed on a property in Port Talbot ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies will not grant a loan on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Port Talbot. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon part with £400,000 on a property in Port Talbot I would like to have a conversation with the conveyancer about mytransaction in advance of instructing the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer due to be conducting your property ownership legalities in Port Talbot.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Port Talbot should be the amount on the final invoice that you end up paying.