I am planning to move home in January. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you put forward a removal company in Skewen. Conveyancing solicitor was found prior to coming across this website.

On the day of completion you will need to pick up the house keys from your property agent however this can only happen once the sellers lawyers inform the agent that the monies to complete are in and the keys can be handed over. After that you should tell the removal company that you are ready to move in. We do not suggest a particular removal company but can assist you in finding a conveyancing in Skewen or a legal practice with expertise in conveyancing in Skewen.

I happen to be the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Skewen. The Skewen property was put into my name in November. I plan to dispose of the house. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the house in November. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Some mortgage companies would take a practical view as this clause chiefly exists to pick up on subsales or the quick reselling of property.

I have a mortgage with RBS for my property in Skewen. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?

You must advise RBS before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.

I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Skewen for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Skewen conveyancing specialists.

I am buying a new build flat in Skewen. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Skewen

Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I opted to have a survey carried out on a property in Skewen ahead of retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some banks may refuse to give a loan on a flying freehold premises.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Skewen. Conveyancing will be smoother if you use a solicitor in Skewen especially if they are accustomed to such properties in Skewen.

My fiance and I are buying a three room apartmentin Skewen with a home loan from a mortgage company. We have selected a solicitor in Skewen however our mortgage company inform us now that she’s not on their "panel". We have to appoint one of the our bank panel solicitors or keep our Skewen solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The mortgage company mortgage issued is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most lenders had large numbers of law firms on their panels, including many conveyancing solicitors in Skewen : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your bank.