My previous solicitor has sent a quote for £1200 for no move no fee conveyancing in Great Baddow. I am hoping to sell a Victorian detached home for £175,000. Is this over the top? Is it above the average fee for conveyancing in Great Baddow?
The quote is fractionally on the steep side. If you shop around you might get the conveyancing a bit cheaper by perhaps £100 plus VAT. On the other hand, you mightcome to rue opting for an a cheaper lawyer. Don't forget to check that the firm can act for your lender. Do use our search tool to locate a Great Baddow conveyancing company on the banks conveyancing panel which can often include conveyancing solicitors in Great Baddow.
we are a couple who are purchasing a newly converted flat in Great Baddow with a residential mortgage from HSBC Bank.We have a Great Baddow conveyancing solicitor but HSBC Bank advised that she’s not listed on their "panel". we are left little option but to use a HSBC Bank panel lawyer or keep our high street solicitor and pay for a HSBC Bank panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that HSBC Bank use our lawyer?
No, not really. The home loan issued to you is subject to its various provisions, one of which will be that conveyancers needs to be on the HSBC Bank approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for HSBC Bank
I am downsizing from our house in Great Baddow and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing firm rather than a conveyancing solicitor in Great Baddow. Having lived in Great Baddow for six years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I used Stirling Law several years ago for my conveyancing in Great Baddow. Now, I need my documents but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Great Baddow of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Great Baddow with a loan from TSB. The builders would not move on the price so I negotiated 6k of extras instead. The house builders rep suggested that I not to tell my conveyancer about the deal as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.