Much to our surprise we have been informed by our IFA that my Rhuddlan property lawyer is not on the bank Conveyancing panel. What can I do to check?
The sensible course of action for you to take is to contact your Rhuddlan conveyancer. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Would the conveyancing solicitors via your comparison service perform conveyancing in Rhuddlan by way of an attended exchange?
There are a few conveyancing specialists who can conduct 24hr exchanges. You should e-mail us to receive a costs illustration and details as to availability.
My home in Rhuddlan is up for sale and I have accepted an offer. Does the conveyancer need to be on the Leeds Building Society conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
How simple is it to transfer to a new firm as I have to find one who is on the Godiva Mortgages Ltd conveyancing list. I had appointed a local conveyancing solicitor in Rhuddlan round the corner but she is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Rhuddlan on the Godiva Mortgages Ltd panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Rhuddlan. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Rhuddlan.
Should I stop the direct debit for my mortgage with RBS once a completion date for my home sale in Rhuddlan has been agreed?
You are best advised to maintain meeting any mortgage payments to RBS until the mortgage is repaid on completion as part of your Rhuddlan conveyancing.