We are planning to purchase with Darlington Building Society. I called into a couple of local practices but cant to find a Roath conveyancing firm on the Darlington Building Society approved list. Can you assist?

You should make use of the search tool on this web page. Please choose the building society and type Roath or your preferred area and you will be presented with numerous solicitors located in Roath or by proximity to you.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Roath. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Roath

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I have been on the look out for a leasehold apartment up to £245,000 and found one close by in Roath I like with amenity areas and station in the vicinity, however it's only got 49 years unexpired on the lease. There is not much else in Roath suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.

I'm remortgaging my primary property to a buy to let loan with Aldermore and I will use the ballance of the raised equity as a deposit on another house. The location we are looking at is Roath. Will your conveyancers be able to act for the two mortgage companies and link together the transactions?

Do use our comparison tool on this page to ensure that the conveyancers are approved by both lenders. Having checked that they are the lawyer will be able to tie up the two conveyancing matters but you should talk with you lawyer and make apparent your desired outcome and needs.

We expect to complete the disposal of our £425,000 maisonette in Roath next Monday. The landlords agents has quoted £372 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge such fees for a flat conveyance in Roath?

For most leasehold sales in Roath conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Answering pre-contract enquiries Where consent is required before sale in Roath Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Roath leasehold property is £350. For Roath conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to supply the information.

Roath Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing

It would be sensible to discover as much as you can about the company managing the building as they can either make life much simpler or uncomfortable. Being a leasehold owner you are often at the mercy of the managing agents both financially and when it comes to day to day matters such as the upkeep of the communal areas. Ask prospective neighbours what they think of their service. Finally, investigate as to the dates that the maintenance fees are due to the relevant party and specifically what it includes. Are there any major works on the horizon that will likely increase the maintenance fees? On the whole the cost for major works tend not to be wrapped into the maintenance charges, although some managing agents in Roath obliged leaseholders to pay into a reserve fund and this is used to offset against major works.