Is there a reason to use a Shinfield and Arborfield conveyancing company when internet based alternatives are less overpriced?

To take your time to find scrutinise conveyancing costs in Shinfield and Arborfield and you should seek a competitive quote but don’t become consumed with sourcing the lowest priced Shinfield and Arborfield conveyancer. Locating the right conveyancer can be the distinction between a seamless and a stressful move. It is important that you ensure that you have expert advice from a specialist lawyer. Emails can't be as helpful as a phone call and are no substitute for a one to one appointment. The firms that we work with will appoint you a qualified and trusted conveyancing solicitor that will handle your conveyancing from start to finish, providing a level of continuity that you are unlikely to received from an internet conveyancer. He or She will inform you as to progress making sure that you are never in the dark. Should you need to call the office you will know who you need to speak to and they will be sure you are kept fully informed.

My wife and I are acquiring a newly constructed duplex in Shinfield and Arborfield and my lawyer is informing me that she is duty bound to the bank to disclose incentives from the builder. I am nearing the developer’s deadline to exchange and I don't want to prolong matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

My wife and I have organised a further advance on our mortgage from Virgin Money as we want to conduct improvements to our property in Shinfield and Arborfield. Are we obliged to choose a bricks and mortar Shinfield and Arborfield solicitor on the Virgin Money conveyancing panel to deal with the legals?

Virgin Money do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money panel.

We expect to receive a AIP from Barclays this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Shinfield and Arborfield solicitors on the Barclays conveyancing panel, or is it better to go independently?

You will need to appoint Shinfield and Arborfield solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

My wife and I are at the point of looking at flats in Shinfield and Arborfield and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Santander.

It would be wise to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.

My wife and I own a 4 bedroom Georgian property in Shinfield and Arborfield. Conveyancing practitioner represented me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shinfield and Arborfield and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who conducted the purchase.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Shinfield and Arborfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Shinfield and Arborfield

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.