Why do I have to pay up front for conveyancing in Earley?

Where you are retaining lawyers for conveyancing in Earley your solicitor will ask you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. If any down payment is as part of the total price then this will be required immediately in advance of exchange of contracts. Any further balance that is needed will be payable a few days ahead of the completion date.

We just had an offer accepted to buy with Melton Mowbray Building Society. I popped in 3 or 4 high street practices but cant to find a Earley conveyancing firm on the Melton Mowbray Building Society approved list. Can you help?

Please do make the most of the find a lender approved solicitor tool on this page. Please choose the lender and type Earley or your preferred area and you will be presented with a number of lawyer offices in Earley or near you.

My wife and I are purchasing a flat in Earley. It might be a silly question but how we can trust a solicitor? On the day of competition we have to deposit funds into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Earley lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Aldermore has sent the Land Registry the discharge electronically, and
3. Aldermore has instructed the Land Registry to do so

I was told three weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Earley is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.

Should I choose a Earley conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can carry out the conveyancing however his firm is located 200miles away.

The primary upside of using a high street Earley conveyancing firm is that you can pop in to execute paperwork, deliver your identification documents and pester them if necessary. They will also have local insight which is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and they were happy that should trump using an unknown Earley conveyancing lawyer just because they are round the corner.

Do you have any top tips for leasehold conveyancing in Earley with the purpose of expediting the sale process?

• A significant proportion of the delay in leasehold conveyancing in Earley can be avoided if you instruct lawyers as soon as you market your property and ask them to put together the leasehold information which will be required by the purchasers’ solicitors.
Some Earley leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, you should place the estate agents on notice to make sure that the purchasers obtain bank and professional references. Any bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their solicitors. The majority of landlords or managing agents in Earley charge for providing management packs for a leasehold home. You or your lawyers should enquire as to the actual amount of the charges. The management pack sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most usual cause of delay in leasehold conveyancing in Earley. You may think that you are aware of the number of years remaining on your lease but it would be advisable verify this by asking your solicitors. A purchaser's lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is below 80 years. In the circumstances it is essential at an early stage that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale. If you hold a share in a the freehold, you should make sure that you hold the original share document. Arranging a duplicate share certificate can be a lengthy formality and slows down many a Earley conveyancing transaction. If a new share is needed, you should approach the company director and secretary or managing agents (if relevant) for this sooner rather than later.

Leasehold Conveyancing in Earley - Sample of Questions you should ask before buying

Is there a share of the freehold? It is important to be aware if redecorating or some other significant cost is pending to be shared by the tenants and may well dramatically increase the the service charges or result in a specific invoice. How many of the leaseholders are in arrears for their maintenance charge payments?