In what way does my ID and proof of funds have anything to do with my conveyancing in Taverham? Why is this being asked of me?

Taverham conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to check the ID of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients will need to supply two forms of certified ID; proof of ID (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).

Confirmation of source of monies is also necessary in compliance with the money laundering laws as lawyers are required to check that the money you are using to buy a property (whether it be the deposit for exchange or the full purchase monies where you are a cash purchaser) has come from an acceptable source (such as an inheritance) as opposed to the proceeds of criminal behaviour.

I have an AIP. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to appoint a high street conveyancing solicitor in Taverham?

You should check but the the likelihood is that appoint one of their panel conveyancers if you want the "fee-free" deal. Contact the lender to explore if they make available a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Taverham.

What does a local search reveal concerning the property we're buying in Taverham?

Taverham conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search plays a central part in many a Taverham conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

I have a terraced Georgian property in Taverham. Conveyancing practitioner acted for me and Chelsea Building Society. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Taverham and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the purchase.

My mother and father are unable to locate their Taverham property on the HM Land Registry online search facility. They have a vague memory 48 years ago when they purchased the bungalow there were complications with Taverham not being recognised in some systems.

The vast majority of residences in Taverham should show up. Have you limited your search to simply the postcode. Ordinarily it should mention all the properties inside the postcode. Where registered it will be there with a title number. Where they bought 48 years ago it's conceivable it may be unrecorded. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title deeds which may be with your parent’s bank.