My financial adviser has requested my Warminster lawyer’ panel member for the Nationwide conveyancing panel. How do I discover this. I have contacted my local Warminster office but they have not got back to me yet.
Have you tried speaking to your Warminster property lawyer about this?. Most Warminster conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
It is is a decade since I acquired my house in Warminster. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down the title documents. Is this a major issue?
You need not be too concerned. Firstly there is a possibility that the deeds will be kept by your mortgage company or they may stored with the solicitor who acted in the purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Warminster involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
My uncle passed away last year and as sole heir and executor I was left the house in Warminster. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Yorkshire BS, pay off the mortgage. Is this allowed?
Given you intend to refinance then Yorkshire BS will insist on your using a conveyancer on the Yorkshire BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Yorkshire BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Yorkshire BS mortgage is registered as a charge at the Land Registry.
Various web forums that I have visited warn that are the main reason for delay in Warminster house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Warminster.
I used Stirling Law a few years ago for my conveyancing in Warminster. Now, I need my files however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Warminster of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.