Me and my fiancee are purchasing our first property. Our solicitor has messagedto enquire if we wish to order supplemental conveyancing searches. We are really unsure what's needed for conveyancing in Hilperton

The number and type of Hilperton conveyancing searches should be dictated primarily on the premises, the location, the possibility of any of these risks, your familiarity of the area and risks, your general approach to risk. What is important is that you adequately appreciate what information the searches could give you. Then you can decide if you consider that you need that information. If uncertain, ask your conveyancing practitioner to offer guidance.

Can you help - my lawyer advises that breach of easement insurance is required on my purchase. What is the level of cover for Hilperton conveyancing?

The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

My wife and I are in the process of viewing flats in Hilperton and I am now considering a potential offer. Is it sensible to have a property lawyer on ‘stand by’? I will be getting a home loan with Kent Reliance.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are getting a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.

The formalities of my remortgage has taken place for my property in Hilperton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I used Stirling Law a few years ago for my conveyancing in Hilperton. Now, I need the files but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hilperton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Hilperton is where the house is located. Can you shed any light on this issue?

Flying freeholds in Hilperton are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hilperton you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hilperton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I require the services of a bank panel solicitor in Hilperton. Could you help me?

It is not clear why you need a Hilperton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Hilperton are on their panel . If you do find such a firm in Hilperton not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site