We are purchasing a flat and need a conveyancing solicitor in Trowbridge who is on the RBS solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Trowbridge.
When it comes to mortgage companies such as Coventry BS, do Trowbridge solicitors have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
We have agreed to purchase a house in Trowbridge. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
Given that you are obtaining a mortgage with Co-operative your lawyer must follow the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease does not meet these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Trowbridge.
HSBC have agreed my home loan in principle, my offer on a house in Trowbridge has been agreed to, now what?
Your estate agent will wish to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Contact HSBC or your broker and finish off any outstanding documentation. HSBC will instruct a valuer who will get in contact with the selling agent or vendor to book a slot for the valuation to occur. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. HSBC will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Trowbridge.
Just acquired a detached house in Trowbridge , how long should it take for the Land Registry to register my ownership? My Trowbridge conveyancing solicitor works at snail pace, so I want to be certain that my purchase is recorded.
As far as conveyancing in Trowbridge is concerned, registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. Currently approximately three quarters of such applications are completed in less than three weeks but occasionally there can be protracted delays. Historically registration occurs after the new owner has moved in to the property therefore registration formalities is not always top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Trowbridge is where the house is located. What do you suggest?
Flying freeholds in Trowbridge are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Trowbridge you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Trowbridge may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I best advised to go with a Trowbridge conveyancing lawyer based in the vicinity that I am buying? We have a good friend who can handle the conveyancing but his firm is located 300kilometers away.
The primary upside of using a high street Trowbridge conveyancing practice is that you can pop in to execute documents, hand in your identification documents and apply pressure on them where appropriate. Having local Trowbridge know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were content that should trump using an unknown Trowbridge conveyancing solicitor solely due to them being local.