We have very pushy sellers who has insisted on a exclusivity contract with a down payment 10k. Are such contracts promoted for Stanmore conveyancing transactions?

There are two main downsides with executing a lock out contract (sometimes known as a shut-out contract) is that it diverts attention away from moving forward with the conveyancing process, so unless it requires limited or no negotiation then it could transpire to be a hindrance. It is not strongly advocated by Stanmore conveyancing practitioners as a result. A further negative is the extent of the remedies available - an aggrieved buyer is extremely unlikely to secure an injunctive ruling by a court to prohibit the owner disposing of the property to an alternative purchaser, so the only remedy open via the agreement will be the recovery of wasted charges and, in restricted scenarios, the extra payment of penalties.

I'm buying a new build house in Stanmore with a mortgage from HSBC Bank. The developers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not reveal to my conveyancer about this side-deal as it could adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Stanmore is the location of the property. Can you offer any guidance?

Flying freeholds in Stanmore are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stanmore you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stanmore may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Is it simple use your search app to get a costs illustration from a conveyancing practitioner in Stanmore on the approved list for my lender?

First choose a bank such as HSBC Bank, Barnsley Building Society or Clydesdale then specify your location for instance Stanmore. Conveyancing practices in Stanmore and beyond should be shown.

I need to instruct a conveyancing solicitor in Stanmore for my house move. Is it possible to review a solicitor's record with the legal regulator?

Anyone may search for published Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.