Some advice if I may. My Brent Park conveyancer is informing me me that he is legally obliged toconduct Brent Park conveyancing searches asthe firm are on the Santanderconveyancing panel. Is my conveyancer correct?
You have limited options available to you. As you are obtaining a home loan with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Brent Park conveyancing searches.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Brent Park. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?
Where you plan to re-mortgage then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
Should my conveyancer be making enquiries regarding flooding as part of the conveyancing in Brent Park.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Brent Park. There are those who buy a house in Brent Park, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, but there are a numerous searches that can be initiated by the purchaser or by their lawyers which will figure out the risks in Brent Park. The conventional set of information supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the owner to discover if the premises has ever been flooded. In the event that flooding has previously occurred and is not notified by the seller, then a buyer may commence a compensation claim as a result of such an misleading answer. A buyer’s conveyancers may also carry out an enviro report. This will higlight if there is a recorded flood risk. If so, further investigations should be carried out.
I'm remortgaging my primary house to a buy to let mortgage with Birmingham Midshires and I will use the ballance of the raised equity as a deposit on another property. The neighborhood we are talking about is Brent Park. Will your conveyancers be able to act for both sets of banks and link together the conveyances?
Do use our comparison tool on this site to be sure that the conveyancers are on the appropriate lender panels. On the basis that they are your lawyer will be able to tie up the two conveyancing matters but you should talk with you lawyer and communicate your desired outcome and needs.
Is planning consent necessary to split a single dwelling into two appartments in Brent Park? This has taken place to a property opposite to my house in Brent Park and was unaware of it happening until it was complete.
Planning permission is required for converting a single house in Brent Park into apartments but probably not for reverting once again to single dwelling-house so, simply put, yes,a it is needed.