A friend pointed out to me me that in buying a property in West Hendon there could be various restrictions prohibiting external changes to the property. Is this right?
There are anumerous of properties in West Hendon which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in West Hendon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing Lloyds panel solicitors in West Hendon on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings visible online. Where you are in need of a West Hendon lawyer on the Lloyds please use our tool.
It is not clear whether my lender requires a lease extension. I have called my West Hendon building society branch on numerous occasions and was advised it wasn't a problem and they would lend. My West Hendon conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your lawyer must follow the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
The deeds to our home are lost. The conveyancers who handled the conveyancing in West Hendon 4 years ago are no longer around. What do I do?
As long as the title is registered the details of your proprietorship will be retained by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, find your house and order up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. West Hendon is the location of the property. Can you shed any light on this issue?
Flying freeholds in West Hendon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Hendon you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Hendon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am in need of some leasehold conveyancing in West Hendon. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.
If the lease is recorded at the land registry - and almost all are in West Hendon - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a West Hendon conveyancing firm to assist?
Most definitely. We are happy to put you in touch with a West Hendon conveyancing firm who can help.
An example of a Lease Extension case for a West Hendon residence is First Floor Flat 61 Wilberforce Road in March 2014. The premium payable was £10,130 and the case was remitted back to the Willesden County Court to effect the Vesting Order (Claim No 3W103100). This case related to 1 flat. The unexpired term was 71 years.
Midway through the sale of a leasehold flat in West Hendon. Conveyancing lawyers are doing their job but we have been asked to pay a fortune from the freeholder. So far we have paid £295.50 for a leasehold management pack and then another £117.20 for answers to queries raised by the buyers conveyancing practitioner.
Neither you or your lawyer will have any say over the level of the bill for this information however the average fee for the information for West Hendon leasehold premises is £350. When it comes to West Hendon conveyancing sales it is standard for the seller to cover the costs. The freeholder or their agents are under no legal obligation to address these questions most will agree to do so - albeit often at exorbitant prices out of proportion to the work involved. Regretfully there is no law that mandates set fees for administrative tasks. Neither is there any statutory time limit by which they are required to supply the information.