My property lawyer in Neasden is not listed on the TSB Approved Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the TSB list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Neasden lawyers but TSB will need to instruct a solicitor on their panel. This will result in additional total legal charges as well as result in delays.
- Get a new practitioner to act in the conveyancing, obviously checking they are on the TSB panel
I need some expedited conveyancing in Neasden as I am faced with an ultimatum to exchange contracts in less than one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are not obtaining a mortgage you are at free not to do searches although no lawyer would advise that you don't. With lots of history conveyancing in Neasden the following are instances of what can crop up and adversely affect future mortgageability: Enforcement Actions, Overdue Charges, Overdue Grants, Road Schemes,...
Over the last few months I have been searching for a leasehold apartment up to £305k and found one round the corner in Neasden I like with open areas and railway links nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Neasden for this price, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
I am four weeks into a leasehold purchase having been recommend to a firm by the estate agent to perform conveyancing in Neasden. I am am starting to be frustrated with the level of service. Could you help me find new conveyancers?
A conveyancer would need to be very poor in order to consider diss instructing them. Has your mortgage been sent? If so you will need to advise them of the new conveyancer and have the mortgage documents are re-sent. Your new conveyancer needs to be on the mortgage company panel to avoid added fees and delays. That should be your first question of the new solicitors. The search tool should assist you in finding a bank approved solicitor for your conveyancing in Neasden
How much experience do your Neasden conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Neasden conveyancing lawyers help thousands of buyers move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Neasden conveyancers have worked on recent similar cases.