We were just about to sign contracts for a leasehold flat in Weybridge. We encountered a snag. The mortgage offer with Aldermore expires on 28/4/2025 but the owners are putting forward a completion date of 30/4/2025. Is it possible to prolong the mortgage expiry date?
The person best placed to address this question is your conveyancer who will hopefully assess whether he or she is corresponding with the mortgage company, vendor’s conveyancers, selling agents or possibly all parties given what has happend in your conveyancing as of today.
Having sold my house in Weybridge last June but our buyer keeps texting daily to say their solicitor is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your conveyancer should forward the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There is unlikely to be post completion tasks just for conveyancing in Weybridge.
We wanted to use a conveyancing solicitor in Weybridge for our house move. Our broker informed us that our bank Halifax won't deal with them. Why is this not regarded as unfair competition?
Before the recession most banks had an appetite for risk which was higher than today. Almost all Weybridge conveyancing firms would have been on most lender panels. The financial services regulator in 2010 completed a thematic review into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more information from law firms concerning their operations and the individuals who work for them and set certain criteria such a completing on a minimum amount of conveyancing. Many Weybridge conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Weybridge is one of the numerous locations where the conveyancers we list are members of the panel for Halifax.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Weybridge?
Two types of professional can execute conveyancing in Weybridge namely licenced conveyancers or solicitors. Both professionals handle the legal services that you need to complete the disposal or acquisition of property. Both are duty bound to perform Weybridge conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that the requirements and steps will be appropriately attended to.
I am currently in the process of buying my council flat in Weybridge. I have a mortgage agreed with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I have a mortgage with Nottingham for my property in Weybridge. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nottingham?
You must advise Nottingham in advance of renting your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel solicitor.
I am downsizing from my home. My previous lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Weybridge if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Weybridge. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.