Me and my fiancee are acquiring our first house. Our conveyancing practitioner has e-mailedto check if we wish to purchase additional conveyancing searches. We are really unsure what's necessary for conveyancing in Birch and Middleton

The quantity and type of Birch and Middleton conveyancing searches should be triggered based entirely on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general approach to risk. What matters is that you adequately comprehend what information the searches could provide. You may then decide if you personally think you need that information. If unclear, ask the lawyer to explain.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Birch and Middleton. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/3/2025, the requirements read as follows :

I have recentlybeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Birch and Middleton for a purchase of a freehold house 10 months ago. How can I establish that my home is not still registered in the name of the previous owner?

The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Birch and Middleton conveyancing specialists.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Birch and Middleton is the location of the property. Can you shed any light on this issue?

Flying freeholds in Birch and Middleton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Birch and Middleton you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Birch and Middleton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Is it simple use your search tool to select a conveyancing practitioner in Birch and Middleton on the panel for my mortgage?

First select a mortgage company such as Halifax, Barnsley Building Society or Britannia then type in your preferred area for example Birch and Middleton. Conveyancing firms in Birch and Middleton and beyond should be listed.