We are about to exchange contracts for a property in Birch and Middleton. We encountered a stumbling block. The mortgage offer with The Mortgage Works runs out on 16/1/2025 but the sellers are insisting on a completion date of 20/1/2025. Can one extend the mortgage expiry date?
The person best placed to address this question is your conveyancer who is in a position to assess if they corresponding with the bank, owner’s conveyancers, property agents or conceivably all parties given the circumstances your house move as of today.
I have 7378 less than 75 years remaining on my lease and need a lease extension for my apartment in Birch and Middleton. Conveyancing solicitors on the Platform panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/11/2024 the requirements read as follows :
A colleague advised me that if I am buying in Birch and Middleton I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Birch and Middleton conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Birch and Middleton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Birch and Middleton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Birch and Middleton.
I am selling my house. My former solicitors has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Birch and Middleton if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Birch and Middleton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
We had our home loan agreed in principle on Monday with our lender. We have retained a high street conveyancer in Birch and Middleton yesterday. This morning, our financial adviser phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we did not have a clue that the bank had some control over our choice Is this legal?
You are permitted to select any property lawyer you wish to choose for your conveyancing in Birch and Middleton however if your bank aren't happy with them you will have to fork out an extra fee so the bank can retain their own solicitors as well to protect their interest. On occasion it is possible your solicitor may apply to get included on to the lender panel. You can use web-based search facilities such as lenderpanel.com to find a conveyancing solcitor in Birch and Middleton on the bank panel. You can go into your local lender branch in Birch and Middleton. They will know some good conveyancing solicitors in Birch and Middleton on the mortgage company panel.