It is a dozen years since I bought my house in Binstead. Conveyancing lawyers have just been instructed on the sale but I can't locate the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be with the lender or they may be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Binstead involves registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a property in Binstead? or Apparently there is historic law that means some owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this relevant for conveyancing in Binstead?
Unless a previous purchase of the premises took place after 12 October 2013 you could assume that conveyancing practitioners handling conveyancing in Binstead to remain recommending a chancel search and or insurance against a claim.
How does conveyancing in Binstead differ for new build properties?
Most buyers of new build residence in Binstead come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because developers in Binstead usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Binstead or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Binstead is the location of the property. What do you suggest?
Flying freeholds in Binstead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Binstead you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Binstead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my grandmother I am disposing of a property in Swansea but live in Binstead. My solicitor (approximately 200 miles from meneeds me to sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Binstead to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Binstead