We are purchasing a flat and require a conveyancing solicitor in Whitnash who is on the Clydesdale approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Whitnash.

What is your number one tip for finding a conveyancing solicitor in Whitnash

We would encourage you not to go for the lowest Whitnash conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

Forgive me if this question is silly but I am new to the home buying as a first time purchaser of a two bedroom flat in Whitnash. Do I pick up the keys to the property on completion from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Whitnash?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be invited to receive the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.

My wife and I purchasing a victorian detached house in Whitnash. The intention is to carry out an extension to the side at the house.Will the conveyancing process include checks to ascertain if these alterations are prohibited?

Your conveyancer should review the registered title as conveyancing in Whitnash will occasionally identify restrictions in the title deeds which prevent certain changes or necessitated the permission of another owner. Certain additions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.

What will a local search tell me about the property my wife and I buying in Whitnash?

Whitnash conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search is essential in every Whitnash conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search should reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

I am purchasing a new build house in Whitnash with a loan from Leeds Building Society. The developers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not disclose to my conveyancer about this side-deal as it will adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. Whitnash is where the house is located. Can you offer any opinion?

Flying freeholds in Whitnash are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitnash you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitnash may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.