I am acquiring a brand new flat in Whitnash and my lawyer is telling me that she is duty bound to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to sign contracts and I have no desire to prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I happen to be the sole beneficiary of my late mum's will with all property in now in my sole name, including the house in Whitnash. The Whitnash property was put into my name in January. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the house in January. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How practical a view mortgage companies take of it, depend on the lender as this clause chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

Is there a list of HSBC panel conveyancers in Whitnash on the Building Society Association’s Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. Very few banks make their panel listings available on the web. If you are in need of a Whitnash property lawyer on the HSBC please make the most of our facility.

Intending to buy a maisonette in Whitnash. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Whitnash property lawyer is on the Kent Reliance conveyancing panel.

What makes your site different to alternative online quote calculators for conveyancing in Whitnash?

At this site receive an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Whitnash. Unlike many estate agents and brokerage sites we do not operate commission deals with solicitors. Many agents and online brokers 'recommend' solicitors who pay the highest per referral, rather than the best value conveyancing in Whitnash

I have just started marketing my ground floor flat in Whitnash. Conveyancing has not commenced, however I have recently had a half-yearly maintenance charge demand – should I leave it to the buyer to sort out?

The sensible thing to do is clear the invoice as you normally would because all rents and maintenance payments should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I own a ground floor flat in Whitnash, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Whitnash with a long lease are worth £216,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease ends on 21st October 2094

With 69 years unexpired we estimate the price of your lease extension to range between £9,500 and £11,000 as well as professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.

Is planning consent necessary to change a single dwelling into a couple of flats in Whitnash? This has occurred to a house adjacent to my house in Whitnash and was ignorant of the conversion until after the works were done.

Planning Permission yes. Building Regulations yes.