I have given 8 weeks notice to my existing landlord and have to vacate my rented property in Brinklow by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in 4 weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to give notice on a rental unless you have exchanged. Assuming that you have not previously done so, update to your lawyer and ask them to they cajole the owners lawyers, try to get a realistic time scale from them that everyone will work to achieve
Completed the sale of my flat in Brinklow last May but our buyer keeps Skype messaging me to say their lawyer is waiting to hear from myconveyancer. What should have happened following completion?
Following your disposal your lawyer should send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where appropriate, your solicitor must also send confirmation that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion requirements just for conveyancing in Brinklow.
I am purchasing a terrace house in Brinklow. Our aim is to carry out a loft conversion at the property.Will legal due diligence on the property involve enquiries to see if these works were previously refused?
Your conveyancer should review the registered title as conveyancing in Brinklow will occasionally reveal restrictions in the title deeds which prevent certain works or necessitated the consent of a 3rd party. Many additions call for local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
I am buying a property in Brinklow. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
Given that you are obtaining a mortgage with Clydesdale your lawyer must follow the formal requirements set out in Part two of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease fails to satisfy these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Brinklow.
I am due to exchange contracts on my flat. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being a right pain. The Brinklow solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been told that property searches are the main cause of obstruction in Brinklow house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Brinklow.
A licensed conveyancer handled my conveyancing in Brinklow half a dozen years ago having retained my title documents but has now closed – how do I retreive these?
Title deeds, as such, no longer exist as the majority of properties in Brinklow are registered digitally at Land Registry. Should you need to prove ownership or are selling or refinancing your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.