In what way does my ID and proof of funds have anything to do with my conveyancing in Harlesden? What am I being asked for?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identification documents of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Terms and Conditions that you are required to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. Where you are unwilling to supply identification documents, your lawyer would not be able to act for you.

We are planning to move house in January. Does my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you suggest a removal company in Harlesden. Conveyancing firm was found prior to coming across this website.

On the day of completion you can pick up the keys from your property agent however this can only occur once the vendors lawyers inform the agent that the monies to complete are in and the keys can be released. You will need to tell the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can help you find a residential property solicitor in Harlesden or a firm with expertise in conveyancing in Harlesden.

I am purchasing a property in Harlesden. An unusual aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Aldermore your lawyer must check the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Aldermore where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties countrywide and is not isolated to Harlesden.

I am expecting a OIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Harlesden solicitors on the RBS conveyancing panel, or is it better to go independently?

You will need to appoint Harlesden solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.

I'm purchasing a new build house in Harlesden with a loan from Britannia. The developers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not reveal to my solicitor about the deal as it would impact my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey completed on a house in Harlesden prior to instructing solicitors. I have been told that there is a flying freehold element to the house. Our surveyor has said that some banks will not give a mortgage on this type of premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harlesden. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Harlesden to see if the conveyancing costs will increase in light of this.

I am using a search engine for the term on line conveyancing in Harlesden it reveals numerous property lawyersin the vicinity. How do I determine which is the suitable solicitor for purchase transaction?

The ideal method of seeking a suitable conveyancer is through a trusted recommendation, so seek the opinion of friends and family who have purchased a property in Harlesden or a local estate agent or financial adviser. Costs for conveyancing in Harlesden vary, so it's a good idea to request a minimum of four fee calculations from varying types of law firms. Dont forget to clarify that the charges are assured not to rise.