We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would much rather instruct a Turnham Green based conveyancing firm?
Do check but the chances are that appoint one of their panel lawyers should you accept the "fee-free" offer. Speak to the lender to explore if they offer you a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Turnham Green.
We had selected conveyancers with offices in Turnham Green on the Lloyds solicitor approved list. They have just invoiced me a further charge for the legal aspects of the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your property lawyer may levy a fee for this. This fee is not dictated by Lloyds but by your Turnham Green lawyer. Some firms on the Lloyds panel will quote ’dealing with mortgage’ fee and others do not.
I am buying a property in Turnham Green. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
Given that you are obtaining a mortgage with Barclays your lawyer must follow the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties nationwide and is not limited to Turnham Green.
I recently had an offer accepted on a house in Turnham Green. My mortgage broker suggested a solicitor. I paid an on account payment of £225. Shortly after, the lawyer contacted me sheepishly admitting that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I moved into my home on 16 May and my personal details are still not registered. Need I be worried? My conveyancing solicitor in Turnham Green expressed confidence that it would be recorded inside ten days. Are transfers in Turnham Green particularly slow to register?
There is nothing unique when it comes to conveyancing in Turnham Green registration formalities. Rather than based on location, timeframes can adjust depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any interested persons or bodies. As of today in the region of 80% of such applications are completed within two weeks but occasionally there can be protracted hold-ups. Historically registration is effected after the new owner is living at the property so an expedited registration is not typically primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Turnham Green is where the house is located. What do you suggest?
Flying freeholds in Turnham Green are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Turnham Green you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Turnham Green may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How simple is it to switch solicitor as I have to find one who is on the Skipton Building Society conveyancing list. I had appointed a family conveyancing solicitor in Turnham Green five minutes from me but she is not approved by Skipton Building Society
We will our best to assist in finding you a conveyancing solicitor in Turnham Green on the Skipton Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Turnham Green. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Turnham Green.