In the event thatI was to purchase a straightforward propertyin Alrewas for cash and dispense with a survey and no conveyancing searches how much would I expect to to save on my conveyancing in Alrewas?

Any savings you would achieve will be isolated to the disbursement for searches. The conveyancing practitioner is required to do the vast majority of work - money laundering, communicating with your sellers solicitor, stamp duty return, register the property etc. You might save a bit for them not needing to register a charge but it will not be meaningful.

I am assisting my step-mother sell her property in Alrewas. Does the conveyancer arrange an energy assessment or should I organise this?

After the abolition of Home Packs, energy assessments was kept a compulsory element of moving property. An energy performance certificate must be to hand in advance of the property being marketed. It is not something that solicitors ordinarily arrange. Where you are instructing a Alrewas conveyancing lawyer they might be willing to arrange EPC’s due to their contacts with reputable Alrewas energy assessors

We were going to get a AIP from Lloyds this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Alrewas solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Alrewas solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.

My offer was accepted on a property in Alrewas on 1/10/2024, valuation was booked 2 days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.

Due to the guidance of my in-laws I had a survey completed on a property in Alrewas before instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies tend not grant a mortgage on such a house.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Alrewas. Conveyancing will be smoother if you use a solicitor in Alrewas especially if they are acquainted with such properties in Alrewas.

I have been recommended by numerous estate agents in Alrewas to find a solicitor on your site. Is there a financial incentive for Estate Agents to offer your services rather than alternative conveyancing organisations?

We don’t offer any commission for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

When it comes to my conveyancing in Alrewas should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Alrewas conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the solicitor's time in submitting the funds this way.