In what way does my ID and proof of funds have anything to do with my conveyancing in Barton under Needwood? Is this really warranted?

To satisfy the Money Laundering Regulations any Barton under Needwood conveyancing firm will require proof of identity in all conveyancing transactions. This is normally dealt with by provision of a passport and an original bank statement or utility bill showing where you live.

In accordance with Money Laundering Regulations, conveyancers are obliged by law to ascertain not just the ID of conveyancing clients but also the origin of monies that they receive in respect of any matter. Refusal to disclose this will result in your conveyancer terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers will have an obligation to notify the appropriate authorities should they believe that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.

I am assisting my niece sell her flat in Barton under Needwood. Does the solicitor order the EPC or it is for the seller to coordinate?

After the demise of HIPs, energy assessments was left as a compulsory part of selling a house. An energy assessment must be commissioned prior to the property being marketed. This is not a task that conveyancers ordinarily organise. Where you are instructing a Barton under Needwood conveyancing practitioner they may be willing to arrange EPC’s due to their relationships with reputable local assessors

I am expecting a DIP from Barclays this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Barton under Needwood solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Barton under Needwood solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

I am currently in the process of buying my council flat in Barton under Needwood. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I am purchasing my first flat in Barton under Needwood with a loan from Nationwide Building Society. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not reveal to my solicitor about the side-deal as it may jeopardize my mortgage with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in Barton under Needwood before instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies may refuse to issue a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Barton under Needwood. Conveyancing will be smoother if you use a solicitor in Barton under Needwood especially if they are familiar with such properties in Barton under Needwood.

I am purchasing a house and require a conveyancing solicitor in Barton under Needwood who is on the mortgage company conveyancing panel. Could you point me in the right direction as regards a Barton under Needwood conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Barton under Needwood. We dont recommend any particular firm.