My mortgage broker says he needs my Atherstone lawyer’ panel reference for the Nationwide conveyancing panel. What is the best way to find this out. I have tried my local Atherstone office but they have not responded to me.
The sensible thing to do is ask for this information from your Atherstone property lawyer . They maintain a central record lender panel numbers.
My friend advised me that if I am buying in Atherstone I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Atherstone conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Atherstone around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Atherstone Education with plans and statistics, Local Amenities and other useful information about Atherstone.
It has been five months following my purchase conveyancing in Atherstone completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Atherstone benefiting from help to buy. The sellers would not move on the amount so I negotiated 6k of extras instead. The house builders rep told me not to tell my solicitor about the deal as it will impact my mortgage with Aldermore. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Atherstone cover?
Atherstone conveyancing for business premises covers a wide range of advice, given by qualified solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.