I am due to exchange on the purchase of a house in Fillongley but as a result of damage from a small fire at the property I have managed to agree recompense from the current proprietors of £3k in the form of a deduction in the price. I had intended this to be addressed as part of a side agreement however Santander will not permit this. Should they have been involved?

The conveyancer being on a Santander approved list is required to advise Santander of any changes to the sale price. If you prohibit your lawyer to disclose the reduction to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new conveyancer for your conveyancing in Fillongley.

Do lenders provide you with an approved list of Fillongley conveyancing solicitors? How do you know who is on the Yorkshire BS conveyancing panel?

Fillongley conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.

My house in Fillongley is up for sale and I have a buyer. Will the property lawyer need to be required to be on the Virgin Money conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Fillongley is where the house is located. What do you suggest?

Flying freeholds in Fillongley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fillongley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fillongley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Having had my offer accepted I require leasehold conveyancing in Fillongley. Before I get started I would like to find out the remaining lease term.

Assuming the lease is recorded at the land registry - and almost all are in Fillongley - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Fillongley Leasehold Conveyancing - Sample of Queries Prior to Purchasing

What prohibitions exist in the Fillongley Lease? What is the name of the managing agents? Is anyone aware of any major works in the planning that will add a premium to the maintenance fees?