Are the The Meadows conveyancing solicitors identified as being on the Santander conveyancing panel, together with their details provided by Santander?
The Meadows conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
My father advised me that in buying a property in The Meadows there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?
We are aware of a number of properties in The Meadows which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in The Meadows should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am buying a property in The Meadows. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?
As you are obtaining a mortgage with Santander your lawyer must comply with the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease fails to satisfy these specifications. The specifications relate to the installation of panels on properties nationwide and is not isolated to The Meadows.
About to purchase flat in The Meadows. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the The Meadows conveyancer is on the Virgin Money conveyancing panel.
My relative advised me that where I am buying in The Meadows I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your The Meadows conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about The Meadows around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the The Meadows Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, The Meadows Education with maps and statistics, Local Amenities and other useful data concerning The Meadows.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. The Meadows is where the house is located. Is there any advice you can give?
Flying freeholds in The Meadows are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside The Meadows you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in The Meadows may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My step-father has recommend that I appoint his lawyers for conveyancing in The Meadows. Do I follow his guidance?
No doubt the ideal way to find a conveyancing practitioner is to seek recommendations from friends or family who have actually used the firm you're are thinking of instructing.