I am considering applying for a Virgin Money mortgage for purchase of a newly converted (under development) in Blackburn with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Virgin Money ?

In theory, you could use a solicitor that is not on the Virgin Money conveyancing panel, but Virgin Money would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Me and my partner are buying a flat in Blackburn. It might be a silly question but how we can trust a conveyancer? At some point we have to deposit money into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

How can we tell if a Blackburn conveyancing solicitor on the Coventry BS panel is any good?

When it comes to conveyancing in Blackburn obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your conveyancing.

My husband and I are spending time viewing houses in Blackburn and I am about to put in an offer. Is it wise to have my solicitor on ‘stand by’? I will be getting a mortgage with Santander.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are taking out a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.

Taking into account that I am about to part with 450k on 3 bedroom house in Blackburn I would like to have a conversation with the solicitor concerning theconveyancing prior to giving the go ahead to the firm. Can this be arranged?

This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your conveyancing in Blackburn.There is no ‘factory style conveyancing’ - each client is unique individual, not a file reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Blackburn should be the figure that you end up paying.

I need to instruct a conveyancing solicitor for residential conveyancing in Blackburn. I happened to discover a site which seems to have the ideal answer If there is a chance to get all the legals done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have been Googling for Blackburn competitive conveyancing fees. Can I be assured that all the Blackburn firms that are identified on your website are on the lender conveyancing panel?

The law firms on our directory have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Blackburn firm being on the lender conveyancing panel is not accurate.