It is is a decade since I purchased my property in Burghfield Common. Conveyancing solicitors have just been appointed on the sale but I am unable to find my title documents. Is this a major issue?

You need not be too concerned. First the deeds may be with the lender or they could be in the possession of the lawyers who oversaw your purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Burghfield Common involves registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.

It has been 3 months following my purchase conveyancing in Burghfield Common took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing a new build house in Burghfield Common with the aid of help to buy. The developers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not inform my lawyer about this side-deal as it could put at risk my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a reasonable figure which is making it all the more appealing. I have since found out that it's a leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Burghfield Common. Conveyancing solicitors have are about to be instructed. Will my lawyers set out the implications of buying a leasehold house in Burghfield Common ?

The majority of houses in Burghfield Common are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Burghfield Common so you should seriously consider shopping around for a Burghfield Common conveyancing practitioner and be sure that they have experience in advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is part of an estate. Your lawyer will report to you on the legal implications.

Leasehold Conveyancing in Burghfield Common - Examples of Queries before buying

Be sure to find out if the the lease contains any onerous restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Burghfield Common. If you like the propertyin Burghfield Common yet your cat can’t make the move with you then you will be faced hard compromise. In the main the outlay for major works tend not to be incorporated into the service charges, although there some managing agents in Burghfield Common ask leasehold owners to contribute towards a sinking fund created for the specific intention of establishing a fund for major repairs or maintenance. How many years remain on the lease?

Are there any compelling benefits to using a high street solicitor in Burghfield Common

Home movers in Burghfield Common opt for a nearby high street solicitor so that they can visit just in case they have questions, and to sign paperwork without using the Royal Mail.

We would allege that there exists a slight benefit in opting for a lawyer local to a property you are buying, due to the familiarity of the locality and potential local concerns - however this is moot. Most conveyancers conduct their work online and may be almost anywhere.