My family solicitor has sent a quote for just over a thousand pound for leasehold conveyancing in Chaddesley Corbett. I am hoping to downsize from a Georgian property for £175,000. Is this overpriced? Is it in excess of what I should be paying for conveyancing in Chaddesley Corbett?

The estimate does seem a tad overpriced. If you shop around you could trim some of the expense by perhaps £125. On the other hand, you mightlive to rue opting for an a cheaper solicitor. Remember to be sure the solicitor can represent your mortgage company. Do use our comparison tool to find a Chaddesley Corbett conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Chaddesley Corbett.

I am close to exchanging contracts on the sale of our property in Chaddesley Corbett and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A high street Chaddesley Corbett conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a factory type conveyancing practice rather than a conveyancing solicitor in Chaddesley Corbett. We have lived in Chaddesley Corbett for six years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.

It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

My wife and I have a renovated Victorian property in Chaddesley Corbett. Conveyancing practitioner represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. Is it worth asking Clydesdale to clarify?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chaddesley Corbett and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing solicitor who conducted the purchase.

I'm purchasing my first flat in Chaddesley Corbett benefiting from help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of extras instead. The estate agent told me not disclose to my conveyancer about the deal as it will impact my loan with Alliance & Leicester . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Last September I purchased a leasehold property in Chaddesley Corbett. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Chaddesley Corbett Conveyancing for Leasehold Flats - A selection of Questions you should consider before Purchasing

Who is in charge of the building? How much is the ground rent and service charge? It would be wise to investigate if the the lease contains any onerous restrictions in the lease. For example plenty of leases prohibit pets being allowed in certain buildings in Chaddesley Corbett. If you like the apartmentin Chaddesley Corbett however your dog can’t live with you then you have a very hard choice.