I am in the market for a low cost conveyancer. Do I opt for an internet conveyancer rather than a local Rednal conveyancing lawyer?

Rednal is a unique place, where local insight is a significant benefit. The laid-back lifestyle is great – but not when it comes to your house move. The conveyancers that we list possess a wealth of Rednal knowledge with a proactive, hands-onapproach that ensures everything runs smoothly. It is a distinct advantage if they enjoy long term relationships with mortgage brokers, search providers, valuers and counterpart Rednal conveyancing practices

I own a freehold property in Rednal but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Rednal and has limited impact for conveyancing in Rednal but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.

Is it the case that all Rednal solicitors on the Kent Reliance conveyancing panel are overseen by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Kent Reliance conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel and in that case the organisation would be governed by the CLC.

We were going to get a OIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Rednal solicitors on the Nationwide conveyancing panel, or is it better to go independently?

You will need to appoint Rednal solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.

I am currently in the process of buying my council flat in Rednal. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

I am buying a new build apartment in Rednal. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Rednal

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I decided to have a survey done on a property in Rednal in advance of retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some lenders will not grant a loan on this type of property.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rednal. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rednal to see if the conveyancing will be more expensive.